Their music is loud and annoying and sounds like cars crashing. Their clothes are ugly and impractical. Their hair is nasty and dyed in odd colors. They drive annoyingly loud cars and drive them badly. … Credit cards for 18-year-olds simply didn't exist, as Banks had this weird idea that we might not be able to pay it all back (and failed to realize there was more money to be made in ruining a person, financially, than in having them pay back their loans … …

More:
Living Stingy: Why I Hate Young People